Closing Costs - Discover Suncoast Homes

Closing Costs

Costs pertaining to your loan to be paid at closing

  • Points (optional)
  • Appraisal Fee (sometimes paid outside of closing)
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will we work to get the very best sales price, but we’ll also campaign for lower closing costs. And once we’ve come to an agreement, we’ll walk you through the closing costs so you are aware of exactly where your money is going.

Buyers: When purchasing a house in the Suncoast area, your lender should send a “Loan Estimate” within three days of submitting your loan application. Loan estimates will include an amount for your closing costs. The estimate is based on the loan officer’s previous experience and is required to be within a reasonable range so you’re not astonished when you come to the closing table. As Realtors, we do not receive a copy of your loan estimate but we would be happy to work with you to review and help you sort through any questions you might have with your lender.

Further questions? We are standing by to answer any of those you may have. Please feel free to use the contact form below.

 

Client Testimonial

Kim Burns and Ed Bertha went way above and beyond the duty. They were tireless in the efforts on behalf of our sale. They had personal out of pocket expenses… all for the sale. I would recommend Kim Burns and Ed Bertha to anyone who needs a true team player.

Kristine Blackwell

Great people who know the market and listen to needs.

Cheryl Valdebenito

Outstanding integrity and service!

Steven White 

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